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General Liability

General Liability!

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workers compensation

Workers Compensation!

Workers Compensation and Employers Liability Insurance : General liability insurance provides coverage for a broad spectrum of liability exposures. To ensure an adequate scope of coverage, the construction contract will usually specify that the contractor must carry a specified amount of general liability insurance. Read More...

Auto Liability

Auto Liability!

Auto Liability Insurance: Most construction contracts also require automobile liability insurance. The standard business auto coverage form is sufficiently broad to cover most of the types of exposures of concern to contracting parties, including contractual liability arising out of the use of an automobile. (Although the CGL policy provides contractual liability coverage, it excludes liability arising out of the use of an auto.) Most contractors should include Hired and Non-Owned Auto. Read More...

Excess Liability

Excess Liability!

Excess Liability Insurance: A policy issued to provide limits in excess of an underlying liability policy. The underlying liability policy can be, and often is, General Liability & Auto Insurance policy. An excess liability policy is no broader than the underlying liability policy; its sole purpose is to provide additional limits of insurance. Read More...